Technology has made it beautiful that we can shop at a click from the comfort of our homes and offices than take a long walk to the mall. Awesome! In the same way, most businesses are going online as that’s where most of the clients are and offer a wide range of products to choose from. So, what do we need to consider when shopping online ensuring we get best products and don’t lose our money to online thieves? Here are some helpful insights
Opt for reputable online shops
Lately, there are a lot of people who have fallen victim to online theft by being enticed to great discounts on prices, speedy deliveries, and greater quality. They forget to check the reputation of the service provider. Go for known shops and ones with professional customer care service where you can always make inquiries if there is a problem with the product or late delivery.
Go for known brands
Brands which you know about or have reviewed and learned that they can be trusted are best to buy. For new brands, check for reviews from customers about the quality and how well it transacts. This way you will weigh whether it fits your need.
Favor Credit to Debit Cards
Credit cards are not directly linked to your money and are more secure when shopping online. The credit company can deal with the security of transactions better unlike operating with your debit card which makes you more vulnerable to online fraudsters.
Operate from a secure network location
Shopping online from home or workplace offers you safety from hackers who can expose your passwords and use them to draw money from your accounts. Areas of public Wi-Fi are not recommended as you never know what the next person is doing, its best to avoid them.
Use the dealers’ site
Always try as much to use the merchants’ website when placing your order other than available links. Some scammers have devised a way to embed a hyperlink that appears like the real merchant’s site through which they can gain your credit or debit cards info when you enter it into the payment form.
Keep track of your finances
Most people wait for the credit banks to send them statements at the end of the month, but as an online shopper, it is good always to keep track of your finances. This will enable you to see whether there is any point where fraud occurred and hence have time to report to your bank within the given 30 day period. This will help you to pay accurate bills and be at peace with the flow of your money.
Use strong passwords
It is in your best interest to have a strong password that cannot fall prey to anyone. Just like you cannot go exposing your wallet in public; you cannot let anyone have your password or let them have the ease of getting it. Including uppercase letters, numerals and signs can strengthen your password and keep the account safe
With that in mind, shop safely and take time to make your decisions, it will save you from loss and guarantee you the best products.…